Start by reviewing your savings, credit score, and debt-to-income ratio. Getting pre-approved for a mortgage helps you understand your budget and shows sellers you’re a serious buyer.

Spring and early summer tend to attract the most buyers, but the “best time” depends on your personal circumstances and market conditions.

Beyond the purchase price, expect to pay land transfer tax (municipal and provincial), lawyer fees, home inspection costs, and closing adjustments such as property tax or utility payments.

Simple upgrades like fresh paint, landscaping, decluttering, and small kitchen or bathroom improvements can make a big difference.

On average, the process takes 30 to 90 days—from searching and viewing homes to finalizing your mortgage and closing the deal.